Effective Date: January 1, 2026
Last Updated: January 1, 2026
1. Introduction & Scope
FindHealthQuotes ("FindHealthQuotes," "we," "our," or "us") is a private insurance lead-generation and enrollment-assistance service that helps consumers compare health insurance options and connect with licensed insurance agents and carriers. This Privacy Policy explains what personal information we collect, how we use it, and — importantly — how we share it with the licensed agents, brokers, insurers, and marketing partners who help you find coverage.
This policy applies to information collected through this website, our forms, and our phone, text, and email communications. By using our website or submitting your information, you agree to the practices described here. If you do not agree, please do not use our website or submit your information.
2. We Are Not a Government Website
FindHealthQuotes is a private company. We are not affiliated with or endorsed by the U.S. government, the federal Medicare program, Medicaid, HealthCare.gov, or any federal or state health insurance marketplace.
We do not make eligibility determinations or enroll you in coverage ourselves. We help you compare options and connect you with licensed professionals who can.
3. Information We Collect
3.1 Information You Provide
When you complete a form or contact us, we collect information such as:
- Contact information: first and last name, email address, phone number, and ZIP code
- Household and coverage details: who needs coverage, household size, and ages or date of birth
- Eligibility information you choose to share: such as general health, tobacco use, or current coverage status, to help match you with appropriate plans
- Communications: the content of messages, calls, texts, and emails you exchange with us or with agents we connect you to
3.2 Information Collected Automatically
- Usage data: pages visited, time on page, links clicked, and referral source
- Device information: browser type, operating system, device type, and IP address
- Cookies and similar technologies, including analytics and advertising identifiers
- Marketing attribution data such as UTM parameters
3.3 Information From Third Parties
We may receive information about you from marketing partners, lead sources, and the agents or carriers we work with, and may combine it with the information we collect.
4. How We Use Your Information
We use the information we collect to:
- Connect you with licensed insurance agents, brokers, and carriers who can present coverage options
- Contact you by phone, text, and email about health insurance and related products
- Operate, improve, and secure our website and services
- Conduct marketing and advertising, including measuring campaign performance
- Comply with applicable laws and respond to legal requests
- Detect and prevent fraud and abuse
5. Consent to Be Contacted (TCPA)
By submitting your information, you provide your prior express written consent for us, the licensed agents and carriers we connect you with, and our marketing partners to contact you at the phone number and email you provide — including by automatic telephone dialing systems, prerecorded or artificial voice messages, and text messages — about health insurance and related products.
Consent is not a condition of purchasing any product or service. Message and data rates may apply. You may opt out of calls and texts at any time by replying STOP to a text, asking the caller to place you on their do-not-call list, or reaching us through our contact page. See Sections 8 and 9 for your choices.
6. How We Share Your Information
Because we are a lead-generation and enrollment-assistance service, we share the information you submit with third parties so they can offer you coverage. Please review this section carefully.
6.1 Agents, Brokers, and Insurers
We share your information with one or more licensed insurance agents, brokers, and carriers who may contact you to discuss and offer health insurance options. These third parties are independent businesses and use your information under their own privacy policies.
6.2 Marketing and Lead Partners
We may share or sell your information to marketing partners and other lead buyers who provide health insurance and related products and who may contact you using the consent you provided.
6.3 Service Providers
We use vendors that help us operate our business — for example website hosting, data storage, email delivery, analytics, and call routing. They may access your information only to perform services for us.
6.4 Legal and Safety
We may disclose information when required by law, subpoena, or legal process, or to protect the rights, property, or safety of our users, the public, or our business, including in connection with a merger, acquisition, or sale of assets.
California and certain other state residents: our sharing of your information with marketing partners and lead buyers may be considered a “sale” or “sharing” of personal information under applicable law. You have the right to opt out — see Section 8.
7. Cookies & Tracking Technologies
We and our partners use cookies, pixels, and similar technologies to operate the site, remember your preferences, analyze traffic, and deliver and measure advertising. You can manage non-essential cookies through the “Cookie Settings” link in our footer or your browser settings; some features may not work without certain cookies.
8. Your Privacy Choices & Rights
8.1 Do Not Sell or Share / Opt Out
You may opt out of the sale or sharing of your personal information for targeted advertising, and request that we limit how it is used, by contacting us through our contact page.
8.2 Access, Correction, and Deletion
Depending on where you live, you may request access to, correction of, or deletion of your personal information. We will respond as required by applicable law. Note that information you already submitted may have been shared with agents or partners who maintain their own records.
8.3 State Privacy Rights
Residents of California (CCPA/CPRA), Virginia, Colorado, Connecticut, Utah, and other states with privacy laws may have additional rights, including the right to opt out of sale/sharing and targeted advertising and to appeal a decision. We do not discriminate against you for exercising these rights.
8.4 How to Exercise Your Rights
Submit any privacy request through our contact page. We may need to verify your identity before acting on your request.
9. Do Not Call & Marketing Opt-Out
To stop marketing calls or texts, reply STOP to any text, ask a caller to add you to their internal do-not-call list, or contact us through our contact page. To stop marketing emails, use the unsubscribe link in any email. Please allow a reasonable time for your request to take effect, and note that agents and partners you were already connected with maintain their own do-not-contact processes.
10. Data Security
We use reasonable administrative, technical, and physical safeguards — including encrypted transmission (SSL/TLS) — to help protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
11. Data Retention
We retain personal information for as long as needed to provide our services, comply with our legal obligations (including documenting your consent to be contacted), resolve disputes, and enforce our agreements, after which we delete or de-identify it.
12. Children's Privacy
Our website and services are intended for adults age 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child has provided us information, contact us and we will delete it.
13. Third-Party Links
Our website may link to third-party websites, including those of agents and carriers. We are not responsible for their content or privacy practices. Please review their privacy policies before providing information.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the revised version here and update the "Last Updated" date. Your continued use of our website after changes take effect constitutes acceptance of the updated policy.
15. Contact Us
If you have questions about this Privacy Policy or want to exercise your privacy choices, please reach us through our contact page:
FindHealthQuotes
The best way to reach us is through our contact page at findhealthquotes.com/contact.
Disclaimer: This Privacy Policy is provided for general information and does not constitute legal advice. Plan availability, eligibility, and pricing are determined solely by the insurance carriers, not by us.